Australian Expatriate Superannuation Fund

The Australian Financial Services Industry is a well regulated jurisdiction which is governed by the Australian Prudential Regulation Authority (APRA), Australian Securities and Investments Commission (ASIC) and the Reserve Bank of Australia (RBA). This gives you peace of mind knowing that you can save for your retirement in a secure and safe environment.

Australian Expatriate Superannuation Fund (AESF)


There are various types of Superannuation options in Australia, such as Self-Managed Super Funds, Corporate Super Funds, Industry Super Funds, Public Sector Super Funds and Retail Super Funds.

Our Australian Expatriate Superannuation Fund (AESF) is currently* the ONLY Retail Super Fund in Australia that is registered with Her Majesty’s Revenue & Customs (HMRC) as a Qualifying Recognised Overseas Pension Scheme (QROPS). This means that it is the only Retail Super Fund in Australia that can accept a transfer of UK Pension funds.

The Plan is managed by Tidswell Financial Services Ltd, an approved Trustee regulated by the Australian Prudential Regulation Authority (APRA) – RSE License Number L0000888 and AFSL License Number 237628.

AESF is a division in the Tidswell Master Superannuation Plan (TMSP), Registration No. R1004953, which was established in 1988 and is a public offer superannuation fund. The Tidswell Master Superannuation Plan can be found on the HMRC ROPS list.

Retail Super Funds are similar in structure to UK Personal Pension plans as you have access to a wide range of investment choices, and when it comes to retirement (your preservation age), you can flexibly access your funds. The Retail Fund provider is also the Trustee meaning that the day to day management and administration of the fund is their responsibility, not yours.

* as at 01/06/2020

Key Benefits


The personal, simple and affordable way to transfer your UK Pension to Australia

TRANSPARENT FEES

There are NO HIDDEN COSTS & CHARGES beyond the fees disclosed in our Product Disclosure Statement, Member Guide and Investment Guide.

NO ADMINISISTRATIVE BURDEN ON YOU

Unlike Self-Managed Superannuation Funds (SMSFs), all of the day to day administration and management of your fund is taken care of by us, so that you don’t have this responsibility or potential liability.

CONTINUED EXPERT SUPPORT AND GUIDANCE

Our team of retirement solution specialists are always on hand to assist you with any questions you have, at any time.

INVESTMENT OPTIONS IN MULTI-CURRENCY

We have a wide range of investment options available in GBP, AUD and USD, so you can take advantage of the best currency rates to SAVE YOU MONEY.

QUICK AND SIMPLE TRANSFER PROCESS

If you are looking to transfer your UK Pension or an existing Superannuation Scheme to us, we handle all of the administration involved, so you don’t have to.

UK Pension Transfers Made Easy


The personal, simple and affordable way to transfer your UK Pension to Australia

Our team of UK Pension Transfer specialists have a wealth of experience when assisting our clients transfer their UK Pension to Australia. To most people, this process may appear to be daunting and complex but at IVCM, it is our job to simplify that complexity and put your mind at ease knowing that you can transfer your pension safely, securely and efficiently with us.  

However, it is important to note that we are NOT authorised to provide you with any personal advice and so we strongly recommend that you seek professional personal advice from a suitably qualified Financial Adviser, before transferring a pension. It is important for your financial position to be assessed in order for you to have complete assurance that transferring your pension is in your best interest. If you would like us to put you in touch with a trusted financial adviser, just ask.

How it Works


Transferring a Pension Plan to Australia is a process that we make simple for you, by handling all of the administration involved, on your behalf.

Simply follow these 3 steps and we will take care of the rest. 

1

Apply

Print, complete and return our new business application forms.

Our application form also includes a letter of authority so that we can deal directly with your existing UK pension provider so you don’t have to. 

2

Personal ID

Provide certified copies of ID Documents

One should be a copy of your passport or driving license as photographic identity and the other a recent bank statement or utility bill, as proof of address. 

3

Complete

Post or email your completed documents to us

We require you to post all documents to our Australia office noted below. We can also start the process with a scan of your documents.

Transfer Requirements


Our requirements to make you a client

Listed below are all the items we require, to handle the transfer process on your behalf: 

Superannuation Application Form

AESF Forms

APSS263 - AESF

AESF Forms

Form 11 – Work Test Declaration

AESF Forms

[If aged 67 or over]

You should also provide us with your completed and signed transfer forms from your UK Pension Scheme (s) and your identification documents, as noted above.

Post all of this documentation to our office in Australia :

IVCM (Aust) Pty Ltd
PO Box 7403, Baulkham Hills, NSW, 2153

We can start the process with a scanned copy of this paperwork but ultimately we need the original signed paperwork to finalise the transfer of funds.

Please email your documents to enquiries@ivcm.com and a member of our team will respond

AESF Product Documents


Product Disclosure Statement

AESF Forms

Investment Guide

AESF Forms

Member Guide

AESF Forms

Statement of Compliance

AESF Forms

Superannuation Application Form

AESF Forms

APSS263 - AESF

AESF Forms

Form 11 – Work Test Declaration

AESF Forms

[If aged 67 or over]

Form 1 – Beneficiary Nomination

AESF Forms

Form 2 – Adviser Appointment

AESF Forms

Form 3 – ATO Foreign Super Transfer

AESF Forms

Form 4 – Benefit Payment Request

AESF Forms

Form 5 – Change of Member Details

AESF Forms

Form 6 – Change of Pension Payment Details

AESF Forms

APSS241 - Change of Member Residency

AESF Forms

Form 8 – Investment Switch & Strategy

AESF Forms

Form 9 – Proof of Identity

AESF Forms

Form 11 – Work Test Declaration

AESF Forms

Form 12 – Member Contribution

AESF Forms

Form 13 – ATO Rollover Initiation Request

AESF Forms

Form 14 – Authorised Representative Appointment

AESF Forms

Form 15 – FCA Safeguarded Benefits

AESF Forms

Pension Application Form

AESF Forms

APSS263 - AESF

AESF Forms

Checklist for New Business Requirements

AESF Forms

Password Reset Process

AESF Forms

Change of Member Details online

AESF Forms

Guide to Access AESF Account

AESF Forms

Document Certification Requirements

AESF Forms

Investment Information Sheet

AESF Forms

AESF Annual Report 2019

AESF Forms

AESF Annual Report 2018

AESF Forms

AESF Annual Report 2017

AESF Forms

AESF PMIF PDS Update Notice

AESF Forms

Important Notice

AESF Forms

Archived – PDS

AESF Forms

Archived – Investment Guide

AESF Forms

Archived – Member Guide

AESF Forms

Archived – Insurance Guide

AESF Forms

Any Questions?


Contact us today for some FREE expert support and guidance and one of our consultants would be happy to answer any questions you have.